Initial Release – First Run of CuBit™
Universal Real Estate Wealth Protection Solutions™, LLC (UREWPS™, the Company, the Administrator) determined projections for the release of CuBit™ over the next five years based on market trends driving investors to seek hedges against volatility and inflation (See Initial Valuation). We have also factored in the size of the real estate market in the USA and our abilities to penetrate those markets.
Rather than simply amassing a “war chest” and rushing into the market, we have targeted specific markets and gauged how much inventory is available. We then measure this inventory against expert opinions on how much capital can be absorbed safely and quickly into those markets.
Our initial release (minting) of URESCu™ will be 15,000,000 CuBit™. This is approximately $1.8 billion USD. About 65% of that, or about $1 billion USD, is for real estate investing.
We will use this in six different markets across the USA. We will fully deploy this money within one year of the initial release.
1.0 The Coin Cap and Minting Authorization versus Circulation
CuBit™ has an initial Minting Authorization Limit of 500 million, within a Coin Cap of 10 billion. The Minting Authorization Limit is an outer boundary, set by CuBit™ holders (the CuBitDAO™, Members). Within that boundary, the Administrator can mint CuBit™ as needed.
The amount of CuBit™ which has been minted initially is in Reserves. As CuBit™ is issued in receipt of deposits from Members, the CuBit is moved from Reserves to CuBit™ in Circulation. Only CuBit™ in circulation affects the value of each CuBit™.
Some so-called experts will assert that the value of CuBit™ is a factor of the Coin Cap, or of the Reserves. That is the same as saying that the value of gold is determined by how much gold might be discovered. Until gold is discovered, pulled out of the ground, and processed, it doesn’t really impact the price of gold. Coin Cap and Reserves are possibilities. Circulation is actual.
You don’t have to be an expert to calculate the value of a CuBit™. Just do some simple division. Divide the value of the Total Assets Value in the Asset Ledger by the number of CuBit™ in Circulation and you have the value of each CuBit™. No college degree required. Heck, you don’t even need a High School Diploma or GED to be qualified to calculate that.
1.1 Initial Release – Beyond Year 1
Our strategic goals beyond year one is reflected in the table below and includes an expanded market presence and significant growth in the amount of CuBit™ in circulation. At the end of year 5, there will be 290 million CuBit™ in circulation.
Year | Minting Target | # of New Markets Targeted | # of Operational Markets |
2 | 50 million CuBit™ | 6 | 12 |
3 | 50 million CuBit™ | 12 | 24 |
4 | 75 million CuBit™ | 12 | 36 |
5 | 100 million CuBit™ | 18 | 54 |
In Year 2 we expect to mint another 50 million CuBit™ to fund another 6 target markets and to expand the existing markets.
By Year 3 we plan to have stood up operations in a total of 24 markets and we will be minting another 50 million CuBit™ to fund these efforts.
Year 4 we will mint another 75 million CuBit™ while we increase to 36 markets.
In our 5th year we will expand to a total of 54 markets and add another 100 million CuBit™ to bring our total CuBit™ in circulation to 290 million.
Inflation versus More CuBit™
CuBit™ fights inflation because it is backed by real estate. You determine the exact value of a CuBit™ by dividing the value of the Ledger by the number of CuBit™ in circulation. This means that, whenever we add CuBit™ to circulation there is a brief period of inflation where the value of each CuBit™ declines slightly.
CuBit™ inflation is very temporary. We add newly minted CuBit™ to the Ledger, increasing its value and increasing the amount in circulation. As 65% of the newly minted CuBit™ is used to buy real estate, the value of each CuBit™ comes up beyond the prior level. This wipes out the temporary inflation and replaces it with an increase in the purchasing power of the wealth you have stored in CuBit™.
1.2 Initial Release – Growing the Value of CuBit™
It should go without saying that we don’t pay market value for real estate. We are experts at acquiring real estate at below market values. Because of that, each real estate acquisition adds value to the CuBitDAO™ Asset Ledger (the Ledger) beyond the amount invested. Furthermore, real estate values tend to go up (appreciate) over time. This is what helps make them a hedge against inflation.
Growing appreciation and the difference between our acquisition costs and the value of our portfolio contribute directly to the Real Estate Value entry in the Ledger. This, in turn, directly increases the value of each CuBit™.
Every month, we adjust the value of CuBit™ based on the Ledger. We sell CuBit™, old or newly minted, at the new price. Over time, this means that each new minting is worth more both because of the increase in the number of CuBit™ and because of the increased value of each CuBit™.
Who Can Buy CuBit™?
Who can buy a one-hundred-dollar bill of US currency? Since it is a currency, anyone cany buy it. That is also true for CuBit™.
A single CuBit™ is worth about $100 USD, so anyone with a hundred bucks can buy it. CuBit™ isn’t a security, so you don’t have to be a “sophisticated investor” with a net worth of $500k to buy it. Since CuBit™ is a virtual currency, you must have a digital wallet to buy it and your wallet must be able to store CuBit™.
To buy CuBit™ from us, you will need to do some of the same things necessary to get a bank account in the USA. This means you must prove you are who you say you are. You also need to tell us where you got the money you used to buy CuBit™. Even though that isn’t really any of our business, the US Government has passed some laws that require it.
If you are living in a country that is under certain international sanctions, you won’t be able to buy CuBit™ from us. That list changes over time, so keep checking.
1.3 Initial Release – How Much CuBit™ Can You Buy?
How much CuBit™ do you want? Our initial release is 15 million CuBit™. Each CuBit™ is worth about $100 USD. Buy as much as you can. It is the only currency that protects you from both inflation and volatility.
2.0 Conclusion
Anyone with a digital wallet can buy CuBit™, if they pass the US government required verifications. Based on current market conditions, the initial minting of 15 million CuBit™ is a conservative amount.
Our Five-Year Plan will see us in 54 markets across the USA with a market cap of more than 290 million CuBit™. Keep in mind that plans may change. If the circumstances warrant it, we may expand internationally during the next five years. If that happens, our Coin Cap of 500 million CuBit™ may not be sufficient.
Glossary: CuBit™ Glossary
About the Author: CuBit™ Roots
Disclaimers
This does not constitute an offer to sell or buy a security. Any such offer would be accompanied by all legally required documentation. CuBit™ is a receipt currency. Distributed Regional Affiliates shares are regulated under the securities laws of the United States of America.
Although the design of CuBit™ incorporates inherent protections against volatility and Universal Real Estate Wealth Protection Solutions™, LLC (UREWPSTM, the Company) is committed to support the asset-based valuation of CuBit™, as with any currency there is nothing to prevent speculators from taking unforeseen actions which might cause the price of CuBit™ to vary without reference to the underlying value proposition. The Company cannot prevent and is not responsible for the actions or results of such speculative behaviors.
CuBit™ may lose value. Deposits in CuBit™ are not insured by the FDIC or any other entity. CuBit™ is not a bank product.
The graphics utilized the Universal Real Estate Wealth Protection Solutions, LLC™ (UREWPS™) and CuBitREvolutionTM websites and in the Company and product documentation include both AI-generated images and licensed content sourced from Deposit Photos and Shutterstock via TechSmith. While we strive to ensure the accuracy and relevance of all visuals, all graphics are intended for illustrative purposes and may not fully reflect actual products or services. The use of AI in graphic creation is subject to limitations, and we encourage users to verify information independently. The company disclaims any liability for decisions made based on the content provided. For specific inquiries or further information, please contact us directly.
